The Deep-Dive
Everything we didn't make you scroll past to get a price.
What we commit to, the full compliance and security picture, and who actually built it.
Our Commitment
We don't hand you a tool and walk away.
Always On
Always Watching
Two independent manager processes check the work day and night — the agent doing it is never the only one checking it. When something goes wrong, the system flags it and a person is woken to handle it.
Real Working Memory
Grace remembers. Every session, every decision, every pattern in your shop compounds into what she knows next time — stored in your own dedicated system, never shared with another client, for as long as we work together.
Our Promise
- We tune it as your volume grows
- We update it when compliance rules change
- Your data exports within 30 days — always yours, no lock-in
- One system per market for the life of your partnership term — no competing brokerage in your MSA (Metropolitan Statistical Area, as defined by the US Census Bureau) while you're active
Built On The Law, Not Around It
Every call answered. Every state engineered for.
Call-recording consent, telemarketing statutes, and licensing regimes shift from state to state — sometimes sharply. Before Mycelian goes live in a new state, we map that state's law first: how a call must be disclosed, what counts as solicitation, what triggers a licensing requirement. Not a generic compliance policy retrofitted after the fact — actual per-state legal research, done before the first call ever goes out.
Call-recording consent — mapped state by state
Telemarketing & solicitation rules — checked before launch
Licensing triggers — verified before a single call goes out
Every state carries a different mix of licensing rules, recording consent, and privacy law. We've mapped the complexity in all 50 before writing a single line of Sophie's script.
Northeast
Midwest
South
West
Most AI vendors ship one script nationwide and hope nothing breaks. We don't hope — we build for what the law actually requires, before a single call happens.
And The Data Itself
Your borrowers' data, treated like a license depends on it. Because yours does.
Encrypted in transit & at rest
Role-restricted access
Full action audit trail
Dedicated infrastructure — your own private VPS and object storage, fully isolated from every other client, never shared or pooled
Professional liability & cyber insurance — in force before you sign
Attorney-reviewed client agreements — yours to read before you sign
Mycelian's own administrative access requires MFA. Every regulatory record — every call touchpoint, every consent, every file event — is retained for its full required life, never purged early. Derivative summaries built from those records are disposed of on a real, scheduled cycle once their own working purpose ends, in line with the FTC Safeguards Rule — nothing lingers past what the law requires. We run regular internal security testing to the most rigorous standards, with an independent third-party audit planned as the business scales.
And the boundary that matters: you stay the licensed professional. The system works for you — surfacing, tracking, flagging — never instead of you.
The Architect
Jose Luis Gonzalez, Agentic Systems Architect
Jose Luis Gonzalez built Presto Home Loans' complete multi-agent operation from zero in 71 days — the system you can watch running today. When you call, you get the person who built it: a named, on-shore architect who speaks US mortgage compliance, not an offshore vendor with a ticket queue.
This is the fifth time this architecture has been built. A compliance consulting practice, a records-verification system, a financial markets system, and a publishing engine all run on the same underlying infrastructure — Presto is simply the first version purpose-built for mortgage compliance.